Our Carriers

Hometown Insurance Agency - Our Carriers

HTI partners with globally respected and financially secure insurance companies. To further enhance that relationship, we limit the total number of insurers represented but reward them with exceptionally large books of business making HTI an important business partner. Our insurance partners have well-staffed, professional claims departments to provide vital service whenever you need – quickly, thoroughly and efficiently. We are proud to be associated with the following insurance partners:

Complex commercial exposures with either severe hazards or unique exposures to loss often require the use of specialty insurers. We maintain several relationships with specialty markets referred to as “wholesale insurance houses” or “surplus lines brokers.” When dealing with these specialists, we make certain their corporate offices have a Security Committee to carefully analyze the financial position of every underwriting company to be certain they meet strict standards. Lloyds of London is an example of this type of specialty market.

To legally transact business with these various markets, HTI holds licenses as agents, brokers, consultants, and surplus lines dealers.